Friday, November 8, 2013
Addiction and mental health is now covered by insurance
2. Category- health
3. Level- national
4. About- The Mental Health Parity and Addiction Equity Act of 2008 was incomplete. They just finalized the rules on coverage and like the name of the act says, people that receive treatment for mental illness and substance abuse will be covered under their insurance now.
5. Who this affects- The people that suffer from mental illness and addiction. They are going to receive equal coverage from their insurance just like someone that has medical or surgical needs. For too long, people that have to go to a psych hospital or rehab have to pay so much money out of pocket. Their condition was viewed differently (almost discriminated against) and not covered.
6. My views- Paying out of pocket for any treatment whether it’s to get your teeth cleaned, get an MRI, broken bone, etc. is super expensive. Mental hospitals and drug rehab programs are no exception. It really has been unfair that these people have had to do so for so long. Mental illness is a serious and it does not go away without professional treatment. Just like people that have diabetes type 1 which is an autoimmune disease that is completely out of their control, mental illness is also out of someone’s control. It is also genetically inherited which again is out of your control. Addiction is along those same lines. Obese people that are addicted to food can’t help themselves and they receive treatment. I think this has been long waited. I wish they had it five years ago, and then I would have saved $30,000 in bills when I went through my phase. This is slightly off topic but the film were watching in class really got me angry at how we don’t have universal health care in America. It makes me want to move to another country. Not just for that reason but that’s just another reason to add to the list!